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Are you a current or past Heritage Credit client? We want to hear from you!

Horace Grant of NBA Fame Talks About the Heritage Credit Group

Horace Grant was shocked to learn his credit score was so low it prevented him from moving forward with his financial goals. He attempted to contact the Credit Bureaus on his own but that led to much frustration and no positive results. After visiting the professionals here at the Heritage Credit Group, our forensic analysis determined that fraud was to blame for the discrepancies on his report. We went to work and within 90 days, his score skyrocketed to the 700s! Horace recommends that even if you think your credit is good, you should visit the Heritage Credit Group for a free credit analysis because mistakes, fraud and dubious collection notices can bring your score down very quickly.

Cash Award Winners

Here are a few of our wonderful clients who received up to several thousand dollars as a result of Heritage Credit Group’s effort when we determined that our clients’ rights were violated by either the creditors, collection agencies and/or credit bureaus!

Get Your Award

“thank you Charles they are really great … really appreciate you referring us to them”

-Forwarded from our partner, Charles Motley

My wife and I met with Lizet yesterday. She was very welcoming, professional and informative. We were genuinely impressed!

– Kevin Renfro

We have been working with Heritage for the past 2 years, and from my PERSONAL and PROFESSIONAL experience, there is NO BETTER credit repair company in the United States, and we’re fortunate to have them in our back yard.  They understand what it really takes to improve your credit report, and they have techniques that no other company has – and it works!  I have been approached by several companies and am 100% loyal to Richard and Lizette for their results.

Rich Ehmke
Finance Director
Mullahey Ford – Arroyo Grande

Thank you very much! I have been quite pleased with your service and happy to report that my credit is much improved. I received an updated copy of my Experian credit report today and I was astonished, they deleted six out of nine negative entries… in less then two months! now that’s what I call great service. I can’t wait to see the negative entries continue to fall off my other reports as well.. thank you Heritage Credit Repair.

– Luis Prado, San Luis Obispo

Dear Heritage Group,
I just wanted to thank you for your help with my credit. We started in mid May of this year and in less than two months the results have been terrific! There was originally 12 negative items on my credit report and my score was in the low 600s. Now eleven of the items are removed, with only one left and my score is 700s! Thanks guys, you really did an outstanding job for me!

– Damon Kettleson, Arroyo Grande

My name is Joe M. Gomez.  I came to the Heritage Group in June of ’12 looking for solutions.  Like many others, I was having issues increasing my credit score.  I sat down with Derek and discussed my concerns.  Derek explained what the Heritage Group had to offer.  I agreed to accept their services.  My issue was that I was financially held back by a credit score in the mid-500’s.  Obviously, with a low credit score, no way could I try to get a mortgage loan.  I couldn’t even apply for a credit card.  Derek and the group went to work.  My credit sure had changed in two years.  However, in just 45 days the Heritage Group helped raise my score by 100 points.  In less than 2 months I now have the confidence to apply for a credit card.  As well as begin to look at purchasing a home.  I would like to thank Derek and the Heritage Group for their services.

– Joe Gomez, Grover Beach

  1. Lacey

    Heritage Credit group has helped me and my Husband so much in regards to our credit. We didn’t know where to began when it came to fixing our credit and are so thankful we chose this company to help us! We refer them to everyone because they truly go above and beyond what they say they are going to do. Many Thanks to Heritage Credit Group!!

  2. Robert & Cynthia Becerra

    Very helpful resolving our credit situation. We recommend you guys whenever coming across someone in need of credit repair. Thank you very much.
    -Robert & Cynthia Becerra

  3. matt

    Sent: Thursday, September 24, 2015 3:23 PM
    To: Liz
    Subject: Collection letter

    I just want to say thank you for making the appointment today enjoyable. I was so nervous to go into a place like that but you made it seem like it was no big deal. Thank you for that. I did find the letter I used to reference my payment to Portfolio Recovery. Did you still need that? I can drop it by if you do anytime. Let me know. Thank you again.


  4. James

    My name is James Reid. I am very grateful to Heritage Credit Group. Lizet Ramriez was very friendly, helpful, & answered our questions in a timely manner. And we will now be referring others to Heritage Credit Group.

  5. Jose Torres

    Wow can’t stop telling my friends and family about The Heritage Group. They got my credit scores from 514
    to 675 in 3 months and the best part is they aren’t done yet.

  6. Kevin Johns

    When I first started this whole process I wasn’t sure what to expect. But throughout the entire process the folks at Heritage Credit Group and Lizet have been nothing short of amazing! I now I realize that this was one of the best decisions I’ve ever made. I encourage everyone to contact them with their credit issues. Thank you Heritage!

  7. Vanessa Velasco

    Coming into the heritage credit repair wasn’t sure what to expect, they have helped me better my credit, and keeping post with all my updates. i couldn’t be anymore happier with the results i have gotten. thank you all for the help you have given me.

  8. Melissa Monger

    “A year ago I was drowning in debt, harassed by creditors, and was overwhelmed. I saw an add about Heritage Credit Repair and called. I was greeted by friendly staff who are still a year later there when I need them. Not only is my credit score climbing everyday, I am no longer harassed and just received a $4000.00 check from a collector because Heritage Credit Repair is on my side!!!”

  9. Allen Buentiempo

    Heritage has been great. They helped get my credit back on track, this was the best thing that have done to repair my credit. Heritage you rock!!!!

  10. Anson hall

    my name is anson hall and i set out on a mission to buy a house in the middle of 2016 with a credit score 546 and that was not going to cut it. at the time i was working full time and making enough money to afford a mortgage payment but my credit was very poor. A friend had told me about heritage credit repair and how they they had done wonders for her, so i gave it a shot. within the first month i had seen a considerable increase in all there of my credit scores, and over about a seven month period my credit score is now up to a 674 and am currently closing escrow on my new home! me and my family could not be happier with the work lizet and the heritage team has done for us!!

  11. Corey

    Hello. First time speaking with heritage credit repair. Everything went smooth and they identified everything I needed to do to give my credit a tune up so that I can purchase a home. The appointment didn’t take long at all which is nice so it leaves you with the convenience of going about your day. Very easy to do. Great advice!! Thank you Liz!!

  12. Joel Avila

    I came to Heritage seeking help with a credit issue. I was given the number to this company. I had a consultation with Lizet & she immediately started to work on my credit. My initial goal was to fix my credit to buy a home in the near future. After a few months I am now in the 700’s on all 3 credit reports and I was able to purchase a truck at a really low rate and I didn’t have to put in a deposit. I am extremely happy with the work that was done and the updates given each time. I HIGHLY recommend them!


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