Need to Establish Good Credit Quickly?

Do you want to enjoy enormous savings on interest rates?
Qualify for a home loan?
Get the best rates on auto purchase?
Raise your score as much as 70 points?

We have an amazing opportunity, available for a short time only!

  • This could result in a 70 point FICO increase!
  • Low start up (Less than $100)
  • No on-going fees
  • Establish a line of credit up to $5,000 on all three bureaus!
  • See Amazing Results in as little as 30-60 days!
  • Small, one time purchase!

We are sworn to website secrecy on this! Therefore we cannot legally advertise it on this page! So to get started now, you must call right away.

CALL NOW: (888) 633-5203 and request the “Raise my Credit Score” program.

Or Use the Handy Form at the bottom of this page and write “Raise My Credit Score” in the comments box.

Repairing Bad Credit

The first step to repairing bad credit is giving yourself good credit. Before removing derogatory entries and getting rid of the negative, start adding the positive back to your report. We make it easy with our FREE 3-step program.

Heritage Credit Group’s Give Yourself Credit Program is the best way to start building credit and raising your credit score. We offer this service free of charge for those who want to get started on the road to good credit. Simply complete the 3 steps below.

It’s as easy as 1, 2, 3!

1. Apply for the unsecured First Access credit card below.  You deserve the good things in life and it all starts with good credit!


If you are not approved for the unsecured card above, try one of the secured cards below. A secured card is a credit card that is “secured” with a small cash deposit. Your deposit is refunded to you when you are able to “graduate” to an unsecured card. This is a great way to start building credit, if you were not approved for the First Access unsecured card above.

2. Next, use the link below to make a purchase at our Line of Credit Store. This will result in a line of credit up to $5,000.00!




If you would like to have your lease or rental history reported onto your credit report, use the offer below. Please call us for details: 805.616.5131.

3. Last step!  Fill out the form and receive your FREE credit analysis!  We will begin deleting the negatives off your credit profile while your credit is being built up!