PRIVACY POLICY

Heritage Credit Group (hereinafter “Company”) is dedicated to protecting your privacy and providing you with the highest level of service. This Policy explains what Company does to keep information about you private and secure. This Policy covers only information that you provide to Company or that it obtains about you from companies that you have chosen to do business with. Please read this Policy carefully and contact us if you have any questions.

Personal Information We Collect

The personal information we collect about you comes from the following sources:

  • Information we receive from you, such as your name, address, and telephone number, or other information that you provide to us over the phone, through the internet, or in documents or applications
  • Information about your transactions, such as your account balances with your creditors, payment histories, account activity, loan history, and all other information that may be contained in your credit bureau file or other reports relating to your credit rating
  • Information we receive from consumer reporting agencies and other sources, such as your credit bureau reports, collection agency reports or other communications, and other information relating to your payment histories, creditworthiness, annual income, or ability to satisfy your obligations

We reserve the right to and will, sell or transfer your personal information to third parties for any purpose in our sole discretion. We prohibit the sale or transfer of personal information to non-affiliated entities for their use without giving you the opportunity to opt-out. We may disclose such information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. We may also share your information with service providers that perform business operations for us, companies that act on our behalf to market our services or provide account processing and support services to us or for your account, or others as permitted or required by law, such as to protect against fraud or in response to a subpoena. We may also share or transfer our information in the event we transfer or sell your account or our business assets to another provider.

By carrying out those services, we may disclose your information, as we see fit and as permitted by law, to your creditors, credit card companies, collection agencies, banks, and other entities and individuals specifically necessary to effect, administer and perform our services.

Your Choices/Opt-out

We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes. By providing information to Company you are consenting to the collection, use and disclosure of such personal information in the manner described in this privacy policy. We provide you the opportunity to withdraw your consent when such information is collected.

Such consent may be withdrawn by an email sent to our customer service department at the following email address:

E-mail: compliance@heritageconsumergroup.com

Heritage Credit Repair
How We Protect Your Information

We train our employees to protect all customer information. We maintain physical, electronic and procedural controls that comply with government standards. We authorize our employees, agents and contractors to get information about you only when they need it to do their work with us. You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure.

Terms and Conditions

Heritage Credit Group relies on the company(s) offering loans and credit cards on our “Give Yourself Credit” page(s) for the accuracy of their products featured on our website. These offers are operated and/or owned by third parties and Heritage Credit Group may not be held liable for any inaccuracies of these offers, availability of information, qualification criteria and/or the content of information that may be found on our website. Any information provided on our website should not be construed as financial advice. Heritage Credit Group makes no warranties or representations whatsoever with regard to any product or service provided or offered that are listed on the “Give Yourself Credit” page(s) of our website. Any warranties or representations offered on our “Give Yourself Credit” page(s) is contracted between you (the consumer) and the company(s) offering the credit.

This Policy applies to current and former customers. If you have any questions, please contact us.

AFFILIATE DISCLOSURE

The credit cards and loans offered through our web site are part of an affiliate program.  Therefore, Heritage Credit Group is compensated on a per sale basis for each and every credit card and loan that is approved via our website.